Any impact on your credit score has already occurred In any event, the deed is done and now you are wondering if not activating this card will have any repercussions on your credit score.Ĭheck out all the answers from our credit card experts. Or, after applying impulsively, you may have decided that you don’t need one more card to track and keep up with. You may have been preapproved for a card and casually applied, and then decided you don’t want it after all, for instance. It’s not an unusual situation to find yourself in. Reader Judy wants to know, “If you apply for a credit card and then you decide you don’t want it, will it go against your credit score if you don’t activate it?”
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